Offering protection and benefits to your employees is essential to attracting and retaining top talent.
Extending your company employee benefits to their families can strengthen their sense of belonging and well‑being.
This type of plan offers uniform coverage for all your employees. It’s a standard approach where they enjoy the same insurance benefits. The simplicity and fairness of a traditional group insurance plan make program management easy.
Our advisors are here to help you set up a traditional group insurance plan that meets your company’s and your employees’ needs.
This type of company employee benefits offers a simple, uniform approach to providing standard coverage to all your employees, ensuring fairness while simplifying management for you.
Modular plans offer your employees greater flexibility. Rather than providing a single option, this plan allows each employee to choose from a selection of pre‑established coverages based on individual needs. This will enable benefits to be customized while giving you control over the structure.
If you’re considering a modular plan for your group benefits insurance, our advisors can help you create a program that offers your team options.
Flexible benefits plans allow your employees to choose from a range of coverage options that best suit their individual needs. This can improve staff satisfaction by giving them greater control over their benefits.
With a self‑insured plan, your company assumes direct financial responsibility for your employees’ healthcare costs. Rather than paying fixed premiums to an insurance company, you directly reimburse the actual costs of health claims your employees make. Remember that this may offer potential savings in the long term, but it also entails a higher level of financial risk for your company.
Feel free to contact one of our group insurance managers to explore the benefits and challenges of a self‑insured plan and determine if it’s right for your company.
This type of plan eliminates the conservative margin. This is an additional margin that some insurers add to insurance premiums to cover various costs and risks. By eliminating this practice, you can save on the costs associated with traditional insurance.
TPA health plan delegates the entire administration of the group insurance program to a third party, often a specialized management company. This third party handles enrolments, payments and communication with your employees. This allows you to concentrate on core business activities while benefiting from specialized expertise in group plan management. How convenient!
Our advisors are here to simplify the process by helping you select and implement a third‑party administrator plan that meets your specific needs.
Allows you to outsource plan administration to a specialized third party. Offering a single point of contact for benefits‑related issues simplifies everything to do with management and reduces your administrative burden.
Group retirement plans involve contributions from you, the employer, and/or your employees to build a retirement fund. This fund is then used to provide a regular income to employees when they retire. This type of plan can be funded in several ways, such as defined contribution plans, where benefits are based on contributions, or defined benefit plans, where benefits are guaranteed based on salary and seniority.
Whether you are considering a defined contribution or defined benefit plan, our advisors are available to help you design a retirement plan that suits your objectives and those of your employees.
Group retirement plans offer employees long‑term financial security by helping them save for retirement. This can help attract and retain talent and strengthen employee commitment to your company.
Whether you want to guarantee your employees’ financial security or protect your business, we offer a variety of group insurance products.
Take advantage of the adaptability of modular and flexible benefits plans that meet the needs of your employees.
Offer your employees comprehensive health protection with our traditional types of group insurance plans.
Reduce your costs by grouping several employers under a single group insurance plan.
Give your employees the power to manage their eligible medical expenses with our healthcare accounts and health insurance.
Help your employees manage their personal expenses with our dedicated accounts.
Access remote medical care for you and your employees wherever you are.
Offer assistance and support services to your employees and their families.
Benefit from critical illness coverage without having to provide evidence of insurability.